Fast, Flexible and Competitive Business Loans

Fish4Mortgage is located in Weston-super-Mare, Somerset and is one of the South West’s leading Mortgage & Loan Brokers with over 25 years of knowledge in the industry. We specialise in many areas, which include mortgagesgeneral insurance, secured loans and business loan introductions. Explore our website to find out more information on our products and services, enquire via our online form, email or phone.

01934 519 111 | businessloans@fish4mortgage.com

Business Loans from £10,000 to £5 million, terms of 3 months to 6 years!

5-Star Service

25+ Years Experience

FCA Regulated

Why take a business loan?

Has your business been impacted financially by the coronavirus (COVID-19) pandemic? A business loan could be the right solution for your business to get through this tough period and beyond, it can help with cash flow while also fuelling your business growth!

Let us introduce you to our large network of SPECIALIST lenders!

A business loan affords you the freedom to grow your business at the pace you want, not the pace your cashflow dictates, through easy access to flexible financing that suits your business, we understand that all businesses have different circumstances, so we work with our large network of lenders to help them understand your business.

Our network of lenders provides short, mid-term and long-term loans (3 months – 6years) to companies that need to borrow money quickly, without the traditional fuss, deliberation and restricted conditions.

Fast Process

High Loan Success Rate

Dedicated Loan Manager

Why Fish4Mortage?

Despite the name we’re not just for mortgages, due to our experience of over 25+ years working in the finance industry, we’ve built up a large network of lenders and contacts.

Our experience and connections to a large panel of lenders allows us to introduce businesses to secured, unsecured and other types of loans for all situations, we have the ability to structure finance to suit the needs of the business and their unique circumstances.

We take a smart approach to working with lenders, to help them understand the circumstances of businesses needing a little extra support to fuel their ambitions with fair, flexible financing solutions.

We have helped 100’s of clients in the last few years alone, our reviews speak for themselves.

Our experience and high standards of service is what drives our business!

Business loans don’t have to be stressful, hard to get or scary to apply for, with Fish4Mortgage you’re working with a company with decades of experience, let us help your business today!

Did you know that you can use assets your business already has to release working capital?

You can use unpaid invoices, confirmed orders or contracts and even use a promised inflow of funds such as rebates from the HMRC, business grants, and government funding. This allows your business to access cash quickly, whilst waiting for your confirmed funds to arrive.

Secured Business Loans

This is mainly for trading businesses looking for special situation funding. We introduce you to lenders that offer secured loans between £10,000 and £1 million and lend on a short or longer term basis.

We have a large network of great lenders who have a flexible credit policy and will consider many circumstances provided.

There is more to business finance than simply loans and overdrafts. We can help find a solution to fit your business cash flow needs perfectly.

Do I qualify for a Secured Loan?

If you answer YES to the following questions, then please don’t hesitate to get in contact with us:

  • Are you a LTD Company, LLP or PLC?
  • Are you a UK homeowner?
  • Is your business based in England, Wales or Scotland (UK)?

Unsecured Business Loans

Unsecured loans offer a solution for growing businesses looking for flexible, additional finance. This flexibility means are lenders are able to consider funding for any viable business reason and structure an appropriate loan based on the strength of the business.

Businesses wanting a loan without offering security, our network of lenders are able to provide a flexible, unsecured loan facility to businesses trading over 2 years.

Our lenders competitive unsecured loans provide businesses with vital funding for their commercial requirements.

Unsecured Loans are available from our lenders on a short term period (3-12 months) or a long term period (1- 5 years) from £10,000 to £250,000.

Business VAT and Tax Loans

Our lenders quick and simple application process means they can help to meet any immediate and forthcoming quarter’s VAT payments for your business. They offer and operate on a simple and affordable repayment plan, loans start from 1.5% interest per month. Each loan is available for a 3 month term.

  • Limited Companies and LLPs
  • Most lenders need a Personal Guarantee from at least one company director, who must also be a UK homeowner.
  • The minimum lenders will fund is £25,000, for VAT loans.
  • Lenders we use currently don’t have a maximum amount – contact us to discuss your options.
  • Up to date HMRC Filings/Information
  • Up to date annual accounts
  • Up to date Management Information
  • 3 months company bank statements
  • At least one director be a UK Homeowner
  • Proof business has been trading more than 1 year
  • The business debtors and creditors information
  • Most lenders offer weekly or monthly direct-debit repayments.

Confirmed Order Finance

Secured a great new business order contract, but you now need the cash-flow to help your business fulfil the order? With our lenders confirmed order finance facility, you can use the asset of your new confirmed order to release that cash back into your business.

  • Your confirmed order (which has a value of at least £25k) is verified by the lender
  • You agree the timescales with the lender as to how long you wish to borrow the money for
  • The lender releases up to 80% of the value of the confirmed order as cash to your business
  • Your business pays back the balance once you have received the funds from the contract order
  • Short term loan – no tie ins or long term contracts
  • Simple, transparent costs
  • You only use the lenders loan facility as and when you need it
  • Use it in conjunction with other finance arrangements you may already have
  • Bespoke, tailor-made funding solutions: our lenders know that every business is different, which is why they’ll work with you to create a finance facility that is perfect for you and your business’s needs

Business Invoice Financing – Convert Unpaid Invoices into Cash!

Selective Invoice Finance is a simple way to release tied up cash flow in outstanding unpaid invoices, allowing your business to accelerate its cash flow without resorting to more complex financial products thus hampering its growth potential.

Short-Term Business Funding

A short-term cash flow loan is one of the simplest and quickest ways to get cash into your business. You can use it to manage a short term cash flow requirement or cover a cash flow gap.  Our lenders business loans are designed to provide businesses with easy access to short term finance.

With our lenders short-term business loans, they assess all applications on an individual basis; our lenders are not wholly reliant on computer algorithms, use real people to ensure your business receives the right product at the right price. Their rates start from 1.5% interest per month and offer a simple and affordable repayment programme.

All cash flow loans have a maximum term of 12 months.

  • Loans are available for a maximum 12 month term
  • Available for businesses who have traded for 1 year
  • Minimum lend of £25,000 with maximum of lend of £100,000
  • Limited companies and LLPs
  • A Personal Guarantee from at least one company director who must be a UK homeowner
  • 1 years full trading accounts and the business must be profitable
  • 3 months company bank statements
  • No adverse credit activity
  • Up-to-date HMRC filings/information
  • Latest Management Information
  • Creditors and debtors information
  • Lenders can setup Weekly or monthly direct debit repayments.

The Coronavirus Business Interruption Loan Scheme (CBILS) is now available through participating lenders! 12 Months NO Interest.

Contact us today for more information, let us help your business through our large network of business lenders.

NO personal guarantees of any form for loans below £250,000, borrow up to £5 Million with repayment terms of up to 6 years!

(For facilities above £250,000, personal guarantees may still be required, at a lender’s discretion)

Contact Us

So, for the most competitive business loans on the market, phone us now on

01934 519 111

Alternatively simply fill out the below form and one of our qualified advisers will get back to you within 24 hours.

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Your first name*
Your last name*
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Your email address*
Your business name*
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Tim at fish4mortgages was amazing we tried to go solo straight through our bank we have been with them 18year + both in full time employment in Dec we took kids to NewYork and I went overdrawn by under £3 whilst there due to poor wifi to transfer money and time differences so was charged, the bank refused our mortgage because of this and said we were high risk 😪 we thought we would lose our dream home a friend at work recommended Tim and he saved the day he was great he got us a better rate and a shorter term plus took the stress out for me. we were exchanging contracts at start of lock down from COVID I manage 2 mental health care homes so you can imagine the stress it looked like it was all going to fall through and I had to focus on work. Tim understood and I was able to call or text Tim whatever time and he was so reassuring and ready to help and he pulled it out the bag right at the last minute we have now been in our new home a week and a half we finally own our own front door after 17 years together and I cant thank Tim enough. I'll be popping in once we dont have to social distance and the lock down is done to Thank him. highly recommend
Sam Blocksidge
Sam Blocksidge
19:26 14 Apr 20
After a horrible experience with an incompetent broker who did nothing but cost us money and mess us around for months on end we decided to sack him off and try fish4mortgages and had an all together different experience. I can not praise Brian highly enough. He is a true professional and made the process so stress free. Always on hand to answer any questions and also dealt with our solicitor. Couldn’t have wished for a better broker and experience and not to forget he got us a cracking mortgage deal. We are now customers for life!!! Thank you Brian you little ⭐️
Becky Fudge
Becky Fudge
08:09 11 Mar 20
Huge thank you to Tim for everything he did for us right the way through from initial enquiry to completion on our home. Tim stuck with us right the way through and helped all he could every step of the way.5 stars from us!. Thank you Tim!
Chris Ritchie
Chris Ritchie
16:34 04 Feb 20
Brian and Tim really helpful in all they do
Luke Jackson
Luke Jackson
17:24 06 Jan 20
Splendid service from Tim, very professional and didn't have to worry about any of the paperwork side of things. He also got the process done quickly with a response to any questions or worries I had. Pleasure to deal with, once my contract is up he will be contacting me months in advance to help me further from there. Would highly recommend using his services.
KeepItLegal !
KeepItLegal !
13:18 06 Dec 19
Splendid service from Tim, very professional and didn't have to worry about any of the paperwork side of things. He also got the process done quickly with a response to any questions or worries I had. Pleasure to deal with, once my contract is up he will be contacting me months in advance to help me further from there. Would highly recommend using his services.
Melchior Silezin
Melchior Silezin
12:56 06 Dec 19
have been trying to move for 3 years, husband been on and off self employed - no one would/could help - we have never missed a payment, squeaky clean and it was still a battle - I couldn't sell the house so did a HMO on my house and a new mortgage on the house of my dreams - it was one hell of a battle - I cannot even begin to big up our TIm - he was honest, supportive when I threw my toys out the pram, kept me going when I thought all was lost and he got the bloody offers - this man and this company are the best - I work in conveyancing and understand the stress and I fight for my clients - Tim and Fish4Mortgage are the first people I have met in 30 years that give it all they got and then some - when everyone else tells you there's no way - don't give up - there is always a way and if anyone is going to get you where you want to be it's my Timmer - I have made a friend for life - Thank you all so so so so so much xxxx Bethylemonpie xxxx
Tilly Humphries
Tilly Humphries
18:00 29 Oct 19
Thank you Tim for helping us buy our first home, you really went above and beyond what we expected. Absolutely faultless service.
Holly Jayne Burgess
Holly Jayne Burgess
22:11 19 Jul 19
Excellent service from Tim McElroy. would highly recommend......
Ian Grehan
Ian Grehan
11:11 08 Jun 19
We’re very impressed with the service we received from Fish4Mortgage. Our case involved two mortgages, which initially felt daunting, but with Tim McElroy’s professional guidance and reassurance, he really helped to diffuse any stress’s. We wouldn’t hesitate in using Fish4Mortgage in the future.
Daniel Oxley
Daniel Oxley
06:30 05 Jun 19
We cannot thank Brian enough for his help with us purchasing our property. Brian went above and beyond and liaised with solicitors and fed back all information. Brian has been helpful from start to finish and without his help we probably wouldn’t have got where we are today. I would highly recommend Brian, not only was he professional throughout but exceeded customer expectations. Thank you Brian.
Emma Bull
Emma Bull
13:09 23 May 19
I contacted fish4mortgage and booked a appointment with Tim, he was very knowledgeable and gave me some excellent advice. A very professional company that l would recommend 5 stars.
Jason Hopkins
Jason Hopkins
19:42 16 May 19
Extremely helpful and made everything very easy, highly recommended
Alex Stephens
Alex Stephens
10:23 28 Mar 19
Extremely helpful and made everything very easy, highly recommended
Alex Stephens
Alex Stephens
10:23 28 Mar 19
Brian always deals with our queries and mortgages in a friendly, and professional way. Cannot fault the service provided.
Kim Covele
Kim Covele
15:47 20 Mar 19
Couldn't fault Fish4Mortgage when helping us buy our house! 5 stars from start to finish, would highly recommend Claire.
Amy Tebay-Hunt
Amy Tebay-Hunt
14:33 20 Mar 19
Couldn't fault Fish4Mortgage when helping us buy our house! 5 stars from start to finish, would highly recommend Claire.
Amy Tebay-Hunt
Amy Tebay-Hunt
14:33 20 Mar 19
a massive massive thank you too Tim for saving mine and my friends very cold butts after we broke down we popped a tyre on a pot hole!! not only was you incredibly kind and the only ones of many to actually stop and help but also patient we are now safely on the road again a quick stop at halfords for some new nuts and back home we go we both hope you and your family had a good Sunday in the end good people like you are hard to find!!!
Loren Martyn
Loren Martyn
15:09 17 Feb 19
Fantastic service and stuck with us and helped us through our mortgage application to success
Ronnie Clist
Ronnie Clist
18:57 09 Oct 18
I contacted Fish4Mortgage reference me and my husband obtaining a mortgage. Due to our circumstances (new business etc) we had been previously informed that the option of a mortgage was not possible for another 3 years. Tim invested a lot of time into researching our situation and contacting lenders to decide if we could join the property ladder. Against all other advice it seemed that the option was there however rather than thinking the way other businesses do in the sense we could make him some money he soundly advised us that now was not the best time. We will be back next year Tim to see what you can offer us but in the mean time I am truly thankful for your professionalism and honesty. Highly recommended.
Rachel Brittondggnv
Rachel Brittondggnv
19:03 05 Sep 18
We would highly recommend Fish4Mortgage, in particular Brian, who went above and beyond to answer all our queries and obtain what we were hoping to achieve. Always on hand to reassure and give advice in a very professional but friendly manner, making the whole process relatively stressfree. Can't thank him enough, and will definitely deal with them again in the near future.
3 members of my family have used Fish4mortgage to get our homes, and we are all happy to recommend them to our friends and family, and to you.Tim offered the finest service i could have hoped for, and went the extra mile when the seller and his solicitor made things extremely ackward.He got me a great mortgage and explained things very thoroughly, i felt i was in good hands at all times.I will have no hesitation in going back here to handle my remortgage when the time comes, and i strongly recommend them to anyone who is reading this review.Thanks for all the assistance!
Matthew Edwards
Matthew Edwards
23:30 14 Jun 18
Good evening Tim,Thank you very much for all of your help. You have been very professional and helpful at all times. When I first started the remortgage process, I had very little knowledge and understanding of what needed to be done. Every question that I asked was returned with a very quick and easy to digest response, which has made this a very smooth process for me. I look forward to working with you and your company again in the future and would have no hesitation in recommending you again.
Andrew Woodley
Andrew Woodley
12:05 26 Apr 18
We experienced an efficient and stress free process and our mortgage application was completed within 4 weeksThank you Brian for a great service.
Fiona Macinnes
Fiona Macinnes
20:06 03 Mar 18
From start to finish Tim was amazing, couldn’t do enough for us, helped us every step of the way selling our old house & buying our new one. Tim kept in contact all the way through & went above & beyond to ensure our move went through as smoothly as possible. Highly recommended !!!
Mark Bailey
Mark Bailey
21:14 02 Jan 18
We were looking to by our first house and went in completely blind. Everybody at fish4mortage were brilliant. But a special thanks to Tim. From start to finish everything ran so smoothly. Any issues or queries we had he was always ready on the other end of the phone and kept in contact religiously every step of the way. Highly reccomened to everybody!! 5*
Michael Woodward
Michael Woodward
08:19 19 Aug 17
My mum tried for a mortgage 7 years ago, however debts from a business made her lose the mortgage that they agreed. She then tried other places but was refused by mortgage companies. She then tried again recently, going to different mortgage brokers and banks, one person quoting 'he would eat his hat if she was given a mortgage.' 🤔😕 She then gave up and thought she would have to sell her house, to pay her ex husband out. Luckily she was recommended Fish4Mortgage, and they were the only ones to get her a mortgage. Bearing in mind she is a foster carer and had massive debts, normally they would not entertain this criteria. They were amazing and worked above and beyond on her behalf and now she can proudly say she has kept her house thanks to them. Cannot recommend enough! Needless to say... She hopes the previous man has a sumbero.Thanks to Claire and all the team, you were amazing!
Khalid Barmaki
Khalid Barmaki
10:39 06 May 17
For first time buyers it can be very scary, but they made sure we had the best mortgage possible and was always there for advice, would highly recommend.
Nikki Curtis
Nikki Curtis
15:44 17 Feb 16
Brian Frost
Brian Frost
09:29 17 Feb 16
Highly professional and very helpful ! Would recommend to anyone looking for help with mortgages !
Lizi Macbeth
Lizi Macbeth
22:09 16 Feb 16
Really friendly service !! Would highly recommend the team 🙂
Emma Fox
Emma Fox
17:20 16 Feb 16