The Fish4Mortgage newsletter provides free information and advice on mortgages and personal finance.
We’ve recently seen the first rise in a decade in the Bank of England’s Bank Rate. It’s not a massive jump, but it does signal the likely direction we’re going in. That said, we still remain in a low interest rate environment. So, you may be pleasantly surprised by some of the deals on offer. Additionally, we’ve seen Stamp Duty either scrapped, or reduced, for the vast majority of first-time buyers.
In this issue, we consider this and the various borrowing scenarios that you may face, which might prompt you to assess your requirements. As part of that process, we will help navigate you through the massive array of lenders, product choices and affordability criteria, and, hopefully, protect your credit rating in the process.
Elsewhere, aside from resolving any borrowing needs, do also consider the peace of mind brought about by having suitable protection cover in place, should the unexpected occur.
Finally, the Buy-to-Let landlord may, understandably, feel somewhat unloved at the moment, with tax concerns and even more rules to contend with (the Portfolio Landlord initiative is the latest development). We set out how we can help with regard to deals on offer, and a hand holding role for the increased paperwork.
Read all this and more by clicking here, or on the newsletter image.